NHS Agenda for Change Salary Calculator 2025/26

Basic Information

Pay Band

Band 2 Band 8d

                            Band 5
                        

£31,049 - £37,796

Years in Band (Pay Step)

Contracted Weekly Hours

Band Change During Year

High Cost Area Supplement (HCAS)

HCAS is a percentage of basic pay with minimum and maximum limits. The exact amount will be calculated based on your band.

Pension & Deductions

NHS Pension Scheme

2015 Scheme (Career Average):
• Normal pension age: State Pension Age
• Accrual rate: 1/54th of annual pensionable pay each year
• Revalued annually by CPI + 1.5%
• No automatic lump sum

2025/26 Contribution Tiers (All Schemes):
• Up to £13,247: 5.2% (frozen tier)
• £13,248 to £27,797: 6.5%
• £27,798 to £33,863: 8.3%
• £33,864 to £50,843: 9.8%
• £50,844 to £65,189: 10.7%
• £65,190+: 12.5%
Tiers updated April 2025 (3.6% uplift). Contribution rates same for all scheme sections.

Tax Code (Optional)

Standard tax code is 1257L for 2025/26 (Personal Allowance: £12,570)

Student Loan

Unsocial Hours

Include Unsocial Hours Payments

Unsocial Hours Payment System Choose your applicable payment system from Agenda for Change terms

Section 2 Enhancement Rates (2025/26):
Higher Rates (Standard):
Weekday Evenings (8pm-6am) & Saturdays: Band 2: +41% | Band 3: +35% | Band 4-9: +30%
Sundays & Public Holidays: Band 2: +83% | Band 3: +69% | Band 4-9: +60%

Lower Rates (England, new starters from 1 July 2018):
Weekday Evenings (8pm-6am) & Saturdays: Band 1: +47% | Band 2: +41% | Band 3: +35% | Band 4-9: +30%
Sundays & Public Holidays: Band 1: +94% | Band 2: +83% | Band 3: +69% | Band 4-9: +60%

Enter the unsocial hours for each shift type individually. The enhancement is calculated on top of your base hourly rate for those specific hours only.

Annex 2 - Emergency & Urgent Care Enhancement

On-Call Arrangements

Include On-Call Payments

On-Call Payment Principles (Annex 29):
On-call is when you're available outside normal working hours to work as and when required. Payments are agreed locally but must follow national principles.

Interim Regime Enhancement Rates (percentage of basic pay):
• 1 in 3 or more frequent: 9.5%
• 1 in 6 to less than 1 in 3: 4.5%
• 1 in 9 to less than 1 in 6: 3%
• 1 in 12 to less than 1 in 9: 2%
• Less frequent than 1 in 12: Local agreement

On-Call Availability Type

On-Call Frequency

Custom On-Call Percentage of Basic Pay Must not exceed 9.5% per national provisions

Work Done On-Call (Call-outs)

Additional Allowances

Recruitment & Retention Premium (RRP)

Long-term RRP is pensionable. Enter annual amount if applicable.

Other Allowances (Annual)

Include Expense Claims

Salary Breakdown

Gross Annual Salary

£0.00

Net Annual (Take Home)

£0.00

Net Monthly

£0.00

Effective Tax Rate

0%

Component	Annual	Monthly

Important Notes:
• This calculator uses 2025/26 tax year rates (April 2025 - April 2026)
• Actual deductions may vary based on personal circumstances
• Unsocial hours payments shown are estimates based on your inputs
• Annex 2 enhancements can be combined with Section 2 unsocial hours - check your local agreement
• On-call payments are based on Annex 29 principles - actual rates are agreed locally
• On-call availability payments are pensionable; work done on-call beyond 37.5hrs is not
• For ambulance staff, different unsocial hours arrangements may apply (Annex 5/6)
• This is for estimation purposes only - please verify with payroll